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Welcome to our website.

Conventional Home Loans and FHA Home Loans in San Marcos, California

Welcome to the official site of ERS Premier. We are a full-service mortgage company based in SAN MARCOS, California. We specialize in Conventional Home Loans, FHA Home Loans, VA CalHFA Home Loans, and FTHB HOme Loans in San Marcos. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92078, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes ERS Premier unique is that we offer the following niche programs as well: No Down-payment loans, First-Time Homebuying. 

Contact ERS Premier today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Oct
16
2019
The Ultimate Guide to Closing Costs
Just like when you purchase a car, the listed price of the home does not include the additional fees. Essentially, the "sticker price" is not the out-the-door price. For home purchases, these additional fees are lumped together and called "closing costs." Here are the fees you can expect...
Oct
09
2019
Locked vs Floating Mortgage Rate: Which Is Better?
Mortgage rates have been relatively consistent, but don't let that get you too comfortable. Rates are changing all the time  --by how much, and whether it will be in your favor, we cannot say. We can make intelligent guesses, but we can't predict with any certainty...
Oct
02
2019
Financial Benefits of Buying a Home in a College Town
Even if you’re done with college or if your children are years away from higher education, there are still many benefits to living in a college town. And don’t think that college towns are all small towns. College towns can be as urban as Tallahassee, Florida, thriving with...