Realize Your Dream of Home Ownership

Welcome to ERS Premier, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Contact us today! Apply Now

Conventional Home Loans and FHA Home Loans in San Marcos, California

Welcome to the official site of ERS Premier. We are a full-service mortgage company based in SAN MARCOS, California. We specialize in Conventional Home Loans, FHA Home Loans, VA CalHFA Home Loans, and FTHB HOme Loans in San Marcos. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92078, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes ERS Premier unique is that we offer the following niche programs as well: No Down-payment loans, First-Time Homebuying. 

Contact ERS Premier today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!