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Welcome to our website.

Conventional Home Loans and FHA Home Loans in San Marcos, California

Welcome to the official site of ERS Premier. We are a full-service mortgage company based in SAN MARCOS, California. We specialize in Conventional Home Loans, FHA Home Loans, VA CalHFA Home Loans, and FTHB HOme Loans in San Marcos. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92078, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes ERS Premier unique is that we offer the following niche programs as well: No Down-payment loans, First-Time Homebuying. 

Contact ERS Premier today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Aug
21
2019
Super-Charged Home Loans for First-Time Homebuyers
“I’m buying my first home!” That proclamation is just as exciting and impressive as it is mysterious and overwhelming. Where do you start and which loan programs are made especially for first-time homebuyers? Getting started is a lot easier than you realize....
Aug
14
2019
“I Have Bad Credit. Can I Still Get A Mortgage?”
If you're worried that your credit is too low to get approved for a home loan, you're not alone. Low or bad credit is something that many Americans are facing. But even with poor credit, there is good news! There are government loan programs made for borrowers with lower credit...
Aug
07
2019
The Best Way To Use Your Home Renovation Loan
What’s the best way to use your renovation loan? The easy answer is to invest in projects that will either reduce your costs in the long-run or increase your property value. For example, you can install new insulation, redo the bathrooms, and modernize the kitchen. These...