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Welcome to our website.

Conventional Home Loans and FHA Home Loans in San Marcos, California

Welcome to the official site of ERS Premier. We are a full-service mortgage company based in SAN MARCOS, California. We specialize in Conventional Home Loans, FHA Home Loans, VA CalHFA Home Loans, and FTHB HOme Loans in San Marcos. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in the zip code of 92078, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes ERS Premier unique is that we offer the following niche programs as well: No Down-payment loans, First-Time Homebuying. 

Contact ERS Premier today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Sep
11
2019
Mortgage Mythbusters: First-Time Homebuyer Edition
Entering the housing market as a newbie can be intimidating. Even more so when you hear rumors about how "difficult" or "expensive," it is. But don't believe it! As the experts in first-time home loans, we have all the answers and resources to make your home purchase happen with ease...
Sep
04
2019
The Essentials of Getting a Veteran Home Loan
If you are an active member of the Military, a veteran or a spouse of a member of the armed forces, you may qualify for a unique mortgage program from the Department of Veteran Affairs. VA loans offer some of the most affordable ways to finance a home purchase.  VA loans are exclusive to...
Aug
28
2019
13 Smart Reasons to Refi Your Home Loan Today
Low-interest rates are the most common reason borrowers refinance but are there other reasons? Yes! There are several beneficial reasons to refi your current loan and here's a brief list that we've compiled through our years of experience.  All of these may not apply to you, but...